East Coast Package Program
COMMERCIAL HABITATIONAL COVERAGE DESIGNED FOR:
ApartmentsCondos & TownhomesHOA’s
Coastal ExposuresMaine to Florida
Program Details
Eligible Classes
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Apartment Buildings with or without retail
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Residential Condominiums, Co-ops, Townhomes with or without retail
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Lessor’s Risk: Office Buildings
Coverage Limits
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Up to $15 million per building for joint masonry or better construction
Coverage Type
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Package: Property & General Liability
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Mono-line Property
Minimum Premium
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$5,000
General Liability
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Limits $1M/$2M
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Hired Non-Owned Auto
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Employee Benefits Liability
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Silent on lead in NY, must qualify
Property
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Special form, Agreed Amount, Replacement Cost
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Ordinance or Law
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Flood – Up to $1M with $25K deductible
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Earthquake – Up to $1M with $25K deductible
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Property Enhancement
Sewer Discharge
Coverage Map
Click each state to view available coverages.
EAST COAST PACKAGE PROGRAM
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Admitted: NY
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Non-Admitted: CT, DC, DE, FL, GA, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Carriers and Ratings
Coverage is written by carriers rated A (Excellent), class X or better by AM Best.
Other Products
Condo and Apartment Associations
Insurance coverage for commons areas, plus loads of property broadening options.
Lessor’s Risk
From professional office buildings, shopping centers, and mixed-use developments, we’ve got you covered.
Coastal Exposures
From the West Coast, East Coast and the Gulf, we specialize in finding markets for your hard place coastal risks.
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